Dividend Rate Information        
*****All Dividends are paid Monthly and posted the last day of the Month******  
       
  SH TY MIN BAL RATE APY
Share Certificates        
91 Days 70 $100.00 0.500% 0.500%
(6) Six Months 71 $100.00 0.750% 0.760%
(7) Seven Months 77 $1,000.00 0.770% 0.770%
(12) Twelve Months 72 $1,000.00 1.000% 1.000%
(13) Thirteen Months 78 $1,000.00 1.100% 1.110%
(18) Eighteen Months 79 $1,000.00 1.150% 1.160%
(19) Nineteen Months 80 $5,000.00 1.250% 1.260%
(24) Twenty Four Months 74 $1,000.00 1.500% 1.510%
(30) Thirty Months 73 $1,000.00 1.750% 1.770%
(36) Thirty Six Months 76 $1,000.00 1.900% 1.920%
(1-60) One to Sixty Months/Matched
to Share Loan
75 $1,000.00 0.500% 0.500%
IRA Certificates - Regular        
(18) Eighteen Months 90 None 1.500% 1.510%
(30) Thirty Months 91 None 1.750% 1.770%
IRA Certificates - Roth        
(18) Eighteen Months 96 None 1.500% 1.510%
IRA Certificates - Education        
(18) Eighteen Months 97 None 1.500% 1.510%
Health Savings Accounts        
Rate Set Monthly by Management 98 None 1.000% 1.000%
IRA Money Market Accounts - Traditional        
Rate Set Monthly by Management 35 None 1.250% 1.260%
IRA Money Market Accounts - Roth        
Rate Set Monthly by Management 36 None 1.250% 1.260%
Money Market Income Account        
  30 $2,500.00 0.750% 0.750%
  30 $10,000.00 0.850% 0.850%
  30 $25,000.00 1.000% 1.000%
Shares (Savings)        
Prime Share Account 0 $25.00 0.05% 0.05%
Secondary Share Account(s) 2 $0.00 0.05% 0.05%
Group (Club) Share Account(s) 5 $0.00 0.00% 0.00%
Share Draft (Checking)        
Dividends earned daily if balance>= $ 750.00 10 None 0.02% 0.02%
Christmas Club 51 $1.00 0.05% 0.05%
Vacation Club 52 $0.00 0.50% 0.50%
Revised 02/22/2012 CD TYPES 70,71,77 & MMIA OVER $25K      
Revised 11/10/2011 CD,IRA,MMIA        
Revised 7/21/14 Checking Acct Rates        
Revised 4/28/15 Share Types 00,02,10,51 & CD Types 73,74,76,79 and IRA Types 90,91,85,97  
Revised 6/21/16 Share Types 90,91,96,97,98,30,35,36 raised 0.500%      
Revised 7/18/16 Added Vacation Club - Type 52        
Revised 9/22/17 Added 19 Mth. CD        
Revised 10/11/17 Revised minumum on 19 mth CD to $5,000      
Revised 10/25/17 Cert. types 70,71,72,73,74,76,77,78,79,90,91,96,97,98 MM Type 30  


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